Commercial Lending

Rinke Noonan's commercial lending attorneys have extensive experience in preparing and drafting loan documents, collections, replevin/foreclosures, and work-out or restructuring negotiations. Also, our attorneys handle enforcement actions quickly, efficiently and professionally. We know the intricacies of commercial lending including deed-back agreements, escrow agreements and farm mediation.

Loan Documentation

Rinke Noonan attorneys regularly draft loan commitments, loan agreements, and security documents for large and small extensions of credit which, because of risk or other factors, require carefully drafted "customized" documents.

Commercial lending cases involve a broad spectrum of the law, including the Uniform Commercial Code and the United States Bankruptcy Code. At Rinke Noonan, we combine knowledge, experience and a systematic approach to give the best service to our clients.

Article 9/Secured Transactions

Our attorneys are experienced in all aspects of security/collateral interests under article 9 of the uniform commercial code. We assist clients in preparing the proper security agreements, filling financing statements to properly perfect and protect security interests, and recovering the asset and any deficiency judgment available.

Collections

Our law firm represents lenders in collections and contested matters with efficiency, speed, and persistence. Utilizing multiple collection tools including bank levy or garnishment, wage levy or garnishment, sheriff execution and sales, judicial foreclosures, post -judgment discovery, depositions, and fraudulent transfer actions, our attorneys use all remedies available for collection. Our collection attorneys have the experience to handle lender collection files of all sizes from simple collections to multiple asset liquidation or work-outs.

Bankruptcy

Whether for individual (Chapter 7), businesses (Chapter 11), farmers (Chapter 12), or individuals and businesses (Chapter 13), our attorneys work with lenders to ensure that our its claims and interests are fully protected. Our attorneys are experienced in bankruptcy court and are familiar with the procedures to produce the best result for the client. We frequently assist lenders with contested matters/adversary proceedings, involuntary proceedings, stay relief, proofs of claim, and preference actions.

Replevin/Personal Property Foreclosure

Using the remedies available under statutory, UCC, and common law we aggressively pursue the recovery of collateral for lenders with lien or possession rights. Our firm employs both replevin and repossession techniques for collateral collection and is experienced working with the sheriff or repossession agents to recover your collateral.

Real Estate Foreclosure

Our attorneys are experienced in foreclosing both commercial and residential real estate. We have experience placing and pursuing liens on property, and combining real estate foreclosures with replevin actions to protect all the collateral in a single action.